01
Bind-to-Billing HandoffBound policies create the billing account and schedule.From quote and bind
to premium collected.
Connect CRM, policy administration and your financial systems so premiums, commissions and payments stay in sync.
Carriers, MGAs and agenciesPremium and commission automationManaged implementation
48+Payment processors
<5sSync latency
99.9%Uptime SLA
0Developers needed
02
Premium BillingInstallments, endorsements and renewals invoiced by rule.03
Commission AccountingProducer commissions calculated and posted.04
Status for AgentsPremium, payment and balance visible in CRM.The Problem
Where insurers lose time and accuracy.
When CRM, policy administration and finance run separately, every bind, endorsement and renewal becomes a manual update across three systems.
01
Policies are re-keyedInsured, policy and premium details are entered again in billing and accounting after every bind.
02
Commissions run on spreadsheetsProducer rates, splits and chargebacks are worked out by hand each period.
03
Agents lack payment statusAccount managers can’t see premium, payment or lapse risk without asking finance.
Pre-Configured Workflows
Bind-to-cash, already modeled.
Start from proven insurance transaction patterns and configure them to your lines, billing plans and commission structures.
01
01
Bind-to-Cash
OpportunityQuoteBindPolicyPremium InvoicePaymentCRM Visibility
Bound policies create the insured and billing schedule in finance, with premium invoices and payments flowing back to CRM.
02
02
Endorsements + Renewals
EndorsementCancellationRenewalPremium ChangeERP Invoice
Apply mid-term changes, cancellations and renewals as configurable rules so premium billing always matches the current policy.
03
03
Commissions
Premium CollectedProducerCommission RateSplitCommission Payable
Calculate producer commissions from written or collected premium, apply splits and post payables to the ERP each period.
Transaction Model
Every object, mapped end to end.
The exact objects
Outbound / Process Automation
- Insured accounts → ERP Customers
- Bound policies → Billing schedules
- Premiums, endorsements and renewals → Invoices or adjustments
- Premium payments → Payment application
- Commissions → Payables or journal entries
- Optional: Line of business or entity → ERP dimension
Return / Control Automation
- Premium and invoice status → CRM
- Payments and balances → CRM
- Past-due premium → Agent alerts
- Commission statements → Producer records
- Exceptions → Monitoring
Bill Every BindCreate premium billing from bound policies without re-keying.
Pay Producers AccuratelyCalculate and post commissions by rule.
Protect RetentionAlert agents to past-due premium before policies lapse.
| Process | Source Object | Financial Object | Direction |
|---|---|---|---|
| Insured Master | CRM Account | ERP Customer | Create / Update |
| Policy | Bound Policy | Billing Schedule | Create |
| Premium | Premium / Endorsement | Invoice / Adjustment | Create |
| Payments | Premium Payment | Payment Application | Create |
| Commissions | Written / Collected Premium | Commission Payable | Create |
| Financial Status | CRM Account / Policy | Invoice / Payment / Balance | ERP → CRM |
Application Ecosystem
Connect the applications you already run.
CRM
Insureds, producers, quotes and renewals.
Policy + Rating
Connected through APIs; validated during solution design.
ERP + Payments
Premium billing, AR, payables and multi-entity finance.
Where to Start
Start focused. Expand on the same platform.
Every
01 · Connect
Native Series
From $450/mo
Connect CRM and your ERP so insureds, invoices, payments and balances stay in sync.
- Insured and invoice sync
- Payment status in CRM
- Exceptions and monitoring
02 · Automate
Orchestrator Enterprise
From $4,000/mo
Automate bind-to-cash end to end — premium billing, endorsements, payments and commissions.
- Premium billing workflows
- Commission automation
- Payments and reconciliation
03 · Orchestrate
Orchestrator Ultimate
From $6,000/mo
Orchestrate multiple carriers, lines or legal entities with governed, AI-assisted operations.
- Entity-aware routing
- Centralized monitoring and audit
- SmartAgents and HITL approvals
★★★★★
Our experience has been outstanding.
Jeff “TJ” Martin · Nxtbook Media — customer since 2012
Frequently Asked Questions
What insurers and agencies usually ask.
Do we have to replace our policy administration system?
No.
Can you handle endorsements, cancellations and renewals?
Yes. Mid-term changes, cancellations and renewals are configured as rules, so billing is adjusted and rebilled to match the current policy.
How are commissions calculated?
From written or collected premium — whichever your agreements specify — using the producer rates and splits you configure. Results post to your ERP as payables or journal entries.
How is policyholder and payment data protected?
We operate multiple carriers or entities. Is that supported?
Yes. Orchestrator Ultimate routes transactions by carrier, line of business or legal entity while keeping monitoring and audit centralized.
Get Started
Build your insurance automation solution.
Tell us which CRM, ERP and policy systems you use and what you want to automate. We’ll recommend the right
Bind-to-cash workflow review
Premium and commission mapping
Payments and AR visibility
Native or Orchestrator recommendation